если бы он не тратил деньги, он бы

если бы он не тратил деньги, он бы накопил себе на телефон

Результаты (английский) 1:

If he had not spent money, he'd amassed yourself on the phone

Результаты (английский) 2:

if he had not spent the money, he would have found me on phone

Результаты (английский) 3:

if he spent his money, he would have had it on my phone